http://www.youtube.com/watch?feature=player_embedded&v=MceiZv3zeU0

sandra.alois@coldwellbankerprime.com — Thu, 07 Mar 2013 00:00:00 GMT

Making Strides Against Breast Cancer!

sandra.alois@coldwellbankerprime.com — Thu, 18 Oct 2012 00:00:00 GMT

1/1/12 - 10/21/12 Washington Park Parade Grounds

Making Strides Against Breast Cancer Walk- OCTOBER 21st, 2012

2012 Making Strides Against Breast Cancer of Albany NY is this Sunday and it's not too late to sign up!

Sign up for this weekend’s walk to experience the excitement and inspiration as we walk together to help the American Cancer Society create a world without breast cancer.

This year's walk will be on Sunday, October 21st at Washington Park Parade Grounds, in Albany, at 10:00 A.M.

Click here to signup online

Tax Tips for Home Sellers!!

sandra.alois@coldwellbankerprime.com — Mon, 10 Sep 2012 00:00:00 GMT

10 tax tips for home sellers

Real Estate Tax Talk

By Stephen Fishman
Inman News®

The IRS has recently issued a helpful list of 10 tax tips all homeowners should keep in mind when selling a home:

1. You are usually eligible to exclude the gain from income if you have owned and used your home as your main home for two years out of the five years prior to the date of its sale.

2. If you have a gain from the sale of your main home, you may be able to exclude up to $250,000 of the gain from your income ($500,000 on a joint return in most cases).

3. You are not eligible for the exclusion if you excluded the gain from the sale of another home during the two-year period prior to the sale of your home.

4. If you can exclude all of the gain, you do not need to report the sale on your tax return.

5. If you have a gain that cannot be excluded, it is taxable. You must report it on Form 1040, Schedule D, Capital Gains and Losses.

6. You cannot deduct a loss from the sale of your main home.

7. Worksheets are included in Publication 523, Selling Your Home, to help you figure the adjusted basis of the home you sold, the gain (or loss) on the sale, and the gain that you can exclude.

8. If you have more than one home, you can exclude a gain only from the sale of your main home. You must pay tax on the gain from selling any other home. If you have two homes and live in both of them, your main home is ordinarily the one you live in most of the time.

9. If you received the first-time homebuyer credit and within 36 months of the date of purchase the property is no longer used as your principal residence, you are required to repay the credit. Repayment of the full credit is due with the income tax return for the year the home ceased to be your principal residence, using Form 5405, First-Time Homebuyer Credit and Repayment of the Credit. The full amount of the credit is reflected as additional tax on that year's tax return.

10. When you move, be sure to update your address with the IRS and the U.S. Postal Service to ensure you receive refunds or correspondence from the IRS. Use Form 8822, Change of Address, to notify the IRS of your address change.

For more information about selling your home, see IRS Publication 523, Selling Your Home.

Stephen Fishman is a tax expert, attorney and author who has published 18 books, including "Working for Yourself: Law & Taxes for Contractors, Freelancers and Consultants," "Deduct It," "Working as an Independent Contractor," and "Working with Independent Contractors." He welcomes your questions for this weekly column.

Contact Stephen Fishman:

Key to the City!!

sandra.alois@coldwellbankerprime.com — Tue, 08 May 2012 00:00:00 GMT

This is a program where the City of Schenectady has partnered w/ Key Bank to assist home buyers & home owners!

_purchase or refinance

_ no upfront costs or application fee

_flexible credit decisions

for information contact Key Bank!!

315 State St

Schenectady,NY 12305

518.243.4553

Sandra Alois - Blog

http://www.youtube.com/watch?feature=player_embedded&v=MceiZv3zeU0

Making Strides Against Breast Cancer!

Making Strides Against Breast Cancer Walk- OCTOBER 21st, 2012

Tax Tips for Home Sellers!!

10 tax tips for home sellers

Key to the City!!