Susan Kaucic

Susan Kaucic

Licensed Real Estate Salesperson
  • 518-779-4950
  • 518-640-4372
  • 518-370-2100
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Welcome to my Website

Buying or Selling a home is much more than just a financial transaction, i.t is a personal experience. Where you live is more than just four walls, it is your HOME!  It's where you take your shoes off and let the stress of the day subside, where your family share special moments together, such as first days of school, welcoming a new pet, or catching up on the events of the day over dinner, and where you rest your head, peacefully and securely.  How can you make such an important decision without the help of an agent who really gets it, who really brings their personal touch to the process?

When assisting you with the purchcase or sell of your home, I provide more than a service.  I scour neighborhoods throughout the Capital District to bring you and your family a home that is harmonious to your lifestyle. With the advantage of Coldwell Banker Prime leading edge technology, I am well equipped to better serve with all aspects of buying or selling your home. 

To begin your new home purchase, try our state-of-the-art map search – with it you can quickly search the entire market. Simply type the address, city, MLS ID, or just hit the search button to get started. The large format map allows you to click and drag, zoom in and view detailed information and photos for all properties currently listed on the MLS.

Selling your home? No other website in the market will showcase your listing with up to 50 high resolution photos! In addition to advertising your property on my own website, I syndicate your listing to other real estate websites across the web.

Whether you are selling your home, searching for your next home, or have any real estate questions, I look forward to helping you with trustworthy advice, and continuous communication to make the precess pleasant and simple.

Are You Ready to Move? How to Decide

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CJ Isherwood/Flickr

Toronto is my home -- I love this city. I've always wanted to build my life here. But, after living in New York City for many years in my 20s I felt a connection to that city as well. So when an opportunity presented itself to work there and eventually open an office, I took it. And now I live in both places. I know this isn't the ideal situation for some people, but for me it is perfect: the stability of Toronto gives me the ability to surrender to the amazing chaotic energy of NYC, and together it is an "imbalanced balance" that makes my world whole. 

Don't get me wrong, NYC is an incredible city where true magic happens on a daily basis, but it can burn you out quickly too. That is where Toronto comes in, it helps me recharge. I appreciate my two cities very much and all that they have to offer. It's an equal love but for different reasons. And it took living in them both to learn what works for me.

But how do you know if it's time to live somewhere new or even move back to the town you once called home? Here are a few tips to consider.

Decide what is important to you at this stage in life. I think it's important to take stock of where you are in life right now and determine what your priorities are, and what factors take precedence. Some people need to be close to aging parents or to employment opportunities, to lively culture, to daycare or even to outdoor adventure. It's about finding what you thrive on and what makes you feel whole. This Forbes article lists the top 10 cities in USA where young professionals are happiest. It says that a lot of people today have different priorities than other generations. For instance, making the most amount of money doesn't necessarily equal happiness for them. What would make you the happiest? Where can you find it? Go there!

If you're in a relationship, make sure to consider both your needs. You can't make someone happy unless you are happy, so it is not necessarily selfish to think of your own wellbeing when considering a move. A relationship will not fulfill you unless you fulfill yourself, which means if one of you in a partnership wants to change cities make sure EACH of you considers the opportunity fully before taking the leap. Moving just because someone you love wants you to go may not be what's best for you. The city needs to offer something of value for you too. Weigh the pros and cons of moving to be with your partner, whether it's for a new job or a new adventure, and consider the affect it will have on both of you. Remember, you're in this together! 

Plan ahead to deal with homesickness. A lot of people fear change and find it hard to adapt to a move away from your support system, but making new friends can help the transition. Find people you like and spend time with them. Nurture your relationships. Reach out and keep in touch with the ones you don't get to see regularly anymore. Nowadays, we have Skype and FaceTime to help us feel close to friends at a distance; when I moved we didn't have these technologies! I know it can feel quite lonesome to be in a new place, even if 'you' did make the decision to move. Get out there and join a club, take a class or play on a team. Find ways to create new emotional bonds and support systems in your adopted city. In Canada, the city ofSaskatoon has the youngest population in the country, the average age is 34-35. Moving to a city that is full of like-minded individuals is step one in building a new circle of friends. I wouldn't recommend moving to a community for seniors if you're a young woman in your 20s looking for a partner, but I hear that Yukon or Alaska is full of single men -- that would be a much better choice!! 

Remember that the grass is not always greener on the other side. Leonard Cohen sang, "I love the country but I can't stand the scene," and I think he makes a good point. Just because you love a certain city doesn't mean you should live in it. Often we romanticize places from afar, like the beauty and fashion of Paris or the history and culture of London, but in reality, all cities have their downsides. There's noise and pollution or unemployment and high costs of living. You must consider the real experience of living in a new city not just the fantasy. Right now, there is a growing trend of young people moving away from bustling cities like you would expect them to prefer. The slower pace of life in smaller towns often becomes more appealing after experiencing the reality of big city living. Things like the prices of homes, green spaces, access to transit, culture and festivals, these real life factors that affect your day-to-day life are what will end up making you happy, not the glitz and glamour of how a city appears on TV, in daydreams or on vacations.

Even though I divide my time between two cities, I don't believe it's necessary for everyone to live in more than one place. Sometimes we find our happiness close to home, and it remains the perfect place for us to build a life. Other times, we find that we thrive and grow more fully in a different place, with new experiences and adventures. I believe, just like finding the perfect job or partner, it has a lot to do with knowing yourself, your values, your needs and finding what works for you at that time in your life. Maybe you've already found it! 

Monthly Market Update - Capital District

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Designations

  • Realtor
  • Accredited Buyer Representative
  • Equal Housing Opportunity
  • Certified Residential Specialist
  • Graduate, REALTOR Institute
  • Counselor of Real Estate

 HOUSING MARKET

Best Moves for Today’s Housing Market

Photograph by Gregory Reid for MONEY; Paper sculpture by Daniel Sean Murphy

Supply is tight and prices are rising. Here's what to do.

From their home in Seattle’s Ballard neighborhood, Zane and Danielle Miller see signs of the city’s booming economy. Construction cranes crowd the downtown skyline five miles to the south, and the couple’s once affordable area has become a sought-after destination as newcomers come for jobs at Amazon and other tech companies. Over the past year home prices in Seattle have soared nearly 10%, and the number of houses for sale has plunged 27%, according to online real estate marketplace Zillow.

Meanwhile, says Zane, “things are starting to feel pretty cramped” in the two-bedroom house the couple bought 11 years ago, before they had their two daughters, ages 8 months and 3 years. Selling their house, now worth twice econowhat they paid, would be easy. But finding another place nearby? That’s the problem. “We made an offer on a house down the street, and I’m sure we were severely outbid,” he says. “There were seven offers that day.”

 

If you’re looking to make a move yourself, you’ve probably encountered a similar scenario. Across the country the prevailing trends this spring are higher prices, an influx of new buyers, and too few houses for sale—straining buyers at all levels. Forhomeowners who need to sell before moving to their next place, timing concerns complicate both transactions. “We have a bit of a musical-chairs dilemma,” says Svenja Gudell, Zillow’s chief economist.

The current squeeze reflects both supply and demand pressures. The construction of single-family homes still hasn’t recovered from the cutbacks that followed the financial crisis. (As of February the annualized rate was 822,000 homes; the historical average is more than 1 million.) Meanwhile, millennials—the generation of people ages 19 to 35—are entering their peak nesting years. The group made up 35% of all buyers between mid-2014 and mid-2015, up from 28% three years earlier, the National Association of Realtors finds. Boomers looking to downsize “are now competing for the same houses as their children,” says Gudell.

A year ago economists believed that more homes would come on the market, but things have only gotten tighter. Nationally, inventory is 9% lower than a year ago, and all but four of the 35 largest markets tracked by Zillow now have fewer homes for sale than at the same time last year. And the problems aren’t just in hot markets like New York City and San Francisco. “We’re seeing low inventory in places not usually associated with housing shortages—places like Nashville, Raleigh, and even Kansas City,” says NAR chief economist Lawrence Yun.

Read the whole Spring Real Estate Guide:

The tight market is driving up prices. About a decade after peaking in the last, ill-fated real estate boom, home values rose 5.7% in 2015, according to the closely watched S&P/Case-Shiller 20-City Composite Home Price Index. As of December, prices were up 36% from the market bottom in early 2012, although they have yet to pass bubble-era peaks in most cities. In some spots, bidding wars and home flippers have resurfaced as well. Most economists think home prices will keep climbing, albeit not as much as last year. The NAR is calling for a 4.4% increase in existing home prices this year and 3.4% in 2017; other economists and strategists also put 2016 price growth in the 4% to 5% range.

REA_housing market

One limiting factor may simply be what buyers can pay. Home price growth is outpacing wage growth in well above half of the 456 U.S. counties analyzed by RealtyTrac in its first-quarter 2016 home affordability report.

Andres Carbacho-Burgos, a senior economist at Moody’s Analytics, sees potential easing on the inventory front: While the supply of homes for sale is tight, the vacancy rate of all housing (including homes not for sale) is actually above the 8% historical average. That hints at a “shadow inventory” that may hit the market as prices appreciate further, he says.

Whether you’re eager to make a move or sitting on the sidelines, a first-time buyer or an empty-nester hoping to scale back, you’ve probably got a few challenges and advantages unique to your position. Use the 19 strategies in our Spring Real Estate Guide — with tips for first-time home buyerstrade-up buyerswould-be downsizers, and happy homeowners who are staying put (for now) — to max out your purchasing power and wind up in the home that suits you best.

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Susan Kaucic