November 30th. That's the day we've all got one eye on. First time home buyers must CLOSE by November 30th to take advantage of the $8,000 tax credit. "But Suz, typically it takes six weeks to close. I mean, if we start looking for a house now....."
Kind of scary if you think about it. And yet....if you're in the right hands, you CAN find a home and CLOSE by November 30th.
How? I didn't say it would be easy. It's going to take some work, but together, we can make it happen!
You will want to speak with a reputable lending company such as Home Funding Finders. Their loan officers are just a phone call away. You will need to provide payroll information and banking information - so have these documents ready! The faster you get these folks the information they need, the faster they can tell you exactly what you qualify for!
Once you have a firm understanding of your financial abilities, you will want to call a real estate professional (I am assuming that will be me!) to discuss your wants and needs. As time is of the essence, you may have to compromise on a few things, but if you move quickly, you may be able to find just the right home.
After you've gotten pre-qualified and had a preliminary meeting with your realtor, the fun begins! It's time to look at some homes. Make sure you get a good night's sleep the night before looking at houses. You want to have a clear mind - no distractions. Turn your cell phone off, wear comfortable clothes, bring a bottle of water with you. This is by far the most important purchase you will make in your lifetime. Be prepared to write a deposit check of at least $1,000, so have your checkbook on hand.
It is still possible to close by November 30th, but the time to act is now.