Date Archives: April 19th, 2021

Coldwell Banker Prime Properties Blog Home

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Albany NY | 17 Posts
Buy a House | 29 Posts
Capital Region | 30 Posts
Catskill Region | 10 Posts
Clifton Park NY | 1 Posts
Homeownership | 35 Posts
Kingston NY | 1 Posts
Queensbury, NY | 1 Posts
Schenectady NY | 1 Posts
Sell Your Home | 16 Posts
Tech Valley | 1 Posts
Uncategorized | 1 Posts
Things to Do | Albany NY | Nightlife | Saratoga Springs NY | Parks and Outdoor Spaces | Coldwell Banker Prime Properties | Schenectady NY | Clifton Park NY | Arts and Culture | Local attractions | Family fun | Family living | Historic landmarks | Altamont NY | Lake George NY | Festivals and events | Outdoors | Catskill Mountains | Golf Courses | Guilderland NY | Syracuse NY | Local Businesses | Ballston Spa NY | New Hartford NY | Troy NY | Dining | Food Trucks | Buy a house | Mortgage | Credit Score | Holidays | Community Events | For buyers | For sellers | Homebuying tips | Moving | Relocating | Community | Homeowner tips | Inheriting a home | Tourism | Rentals | Local charities | Giving Tuesday | Home selling tips | Listing photography | Home improvement | Financing | Fitness Centers | Open house | Landscaping | Video tour | Outdoor activities | Gardening | Home maintenance | Home repair | Smart home | Home tech | Careers | Women In Leadership | Roscoe NY | Bolton Landing NY | Glens Falls NY | Northville NY | North Creek NY | Restaurants | Saugerties NY | Catskill NY | Woodstock NY | Kingston NY | Cooperstown NY | West Sand Lake NY | Sennett | Niles | Amsterdam NY | Andes NY | Argyle NY | Auburn NY | Averill Park NY | Baldwinsville NY | Boiceville NY | Bovina NY | Bovina Center NY | Broadalbin NY | Cambridge NY | Camillus NY | Canajoharie NY | Canastota NY | Caroga Lake NY | Cayuga | Cicero NY | Clay NY | Cohoes NY | Colonie NY | Columbia NY | Corinth NY | Delaware NY | Delhi NY | Delmar NY | Denver NY | East Greenbush NY | Edinburg NY | Elbridge NY | Ephratah NY | Fayetteville NY | Fleischmanns NY | Fonda NY | Fort Johnson NY | Fort Plain NY | Fulton NY | Fultonville NY | Galway NY | Geddes NY | Glenville NY | Gloversville NY | Granville NY | Green Island NY | Greene NY | Greenfield NY | Greenwich NY | Hagaman NY | Halfmoon NY | Hamilton NY | Herkimer NY | Hillsdale NY | Jamesville DeWitt School District | Johnstown NY | Latham NY | Liverpool NY | Livingston Manor NY | Loudonville NY | Lysander NY | Madison NY | Malta NY | Manlius NY | Marcellus NY | Margaretville NY | Mayfield NY | Mechanicville NY | Menands NY | Milton NY | Montgomery NY | Montgomery County | South Glens Falls NY | New York Mills NY | Niskayuna NY | North Greenbush NY | North Troy NY | Northampton NY | Oneida NY | Oneonta NY | Onondaga NY | Oswego NY | Otisco NY | Otsego NY | Owasco NY | Palatine Bridge NY | Perth NY | Piseco NY | Queensbury NY | Rensselaer NY | Rome NY | Roxbury NY | Saint Johnsville NY | Salem NY | Salina NY | Saratoga County | Scotia NY | Sidney NY | Skaneateles NY | Skaneateles Falls | Spafford NY | Stamford NY | Sullivan NY | Sylvan Beach NY | Tribes Hill NY | Ulster NY | Utica NY | Van Buren NY | Verona NY | Verona Beach | Vienna NY | Walton NY | Warren County | Washington | Waterford NY | Whitesboro NY | Wilton NY | Wynantskill NY | Yorkville NY | Fulton County NY | Greenville NY | Oneida County | Berne NY | Cobleskill NY | | Owasco | Delaware | Otisco | Spafford | Marcellus | Columbia | Bovina | Cohoes | Menands | North Greenbush | Wynantskill | Herkimer | Verona | Vienna | Otsego | Cooperstown | Arkville | Franklin | Oneonta | Davenport | Shop Local | Small Businesses | Decorating | Adirondack | Stony Creek | Oriskany | Oriskany Falls
April
19

FICO Score Importance - Buy a Home - CB Prime Properties

So you've decided you want to buy a home and have already toured several Albany homes for sale, but did you know your FICO score can make a big difference? Assessing your FICO score can help you determine if it's high enough to qualify for a mortgage loan on terms you can afford. If you're planning to make this major purchase, read on to understand why your FICO score is important and the steps you can take to improve it.

  • What is a FICO Score?
    Created by the Fair Isaac Corporation, the FICO score is a three-digit number used by lenders to assess an applicant's creditworthiness. A FICO score ranges from 300 to 850, is largely based on the information in your credit reports, and can help lenders assess how likely you're to repay debt. This, in turn, can affect how much you can borrow, how much it will cost, and how many months you have to repay. FICO scores are used by more than 90% of lending companies, but not all credit scores are FICO scores. In fact, FICO releases new credit score versions to improve on the last one and create a more reliable and predictive score for lenders. This means that you can have several FICO scores, based on the model used by the mortgage company.

    Click Here to Read More...

Login to My Homefinder

Login to My Homefinder