I consider myself a small  business owner. Although I am an Associate Broker, I am an independent contractor. That means I am paid strictly on commission and receive no benefits from the real estate company. I pay for my own gas, health insurance and retirement. I do not get paid holidays or sick days. Needless to say, every sale is important to me. Excellent customer service is the key to my business.

When a person buys a home, many Americans including myself are put to work! My son and my daughter-in-law are almost ready to close on their first home. I have obviously been following the transaction from start to finish and have offered advice when asked. Quite a few people involved in one home purchase.

Their California realtor and I have been in touch on a pretty regular basis. My son has asked me to communicate with the mortgage representative (also an independent contractor) to make sure he is getting the best rate available. Of course we did some rate and program shopping along the way! His realtor recommended a few inspectors. A few minor issues were discovered and they will be addressed after the closing. My son met with the gardener who has maintained the property for the current owners for the past 7 years. He is inexpensive and does a great job so my son and his wife have decided to continue with his services (another self-employed person). Closing should take place within the next two weeks and movers are being interviewed. Did I mention they are also small businessmen? Let's not forget the title company that does the search. Some of you may have used an attorney to close but my son lives in an "escrow state" so they will close for him and his wife.

When they move in, they plan to do some painting. They have to purchase some furniture, bedding and window treatments. I know they need a plumber to make a few shut-off adjustments.

When I first went into real estate the broker owner I worked for taught me that housing and the automobile industry will lead us into a recession. They will also lead us out of one! Putting Americans to work is key to turning this country around. Making housing available to first-time and move-up buyers is so very important. Just look at home many people were involved in my son's real estate purchase. Most of the people were small business people.

So, I would like to say "thank you" for buying a home and putting us all to work! If I can help you buy or sell a home, please feel free to call me. I can be reached at Coldwell Banker Prime Properties. My direct line is 518-225-6971.

Dede Olds
Associate Broker
Coldwell Banker Prime Properties

Dede Olds

Dede Olds

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