James W. Gamble

James W. Gamble

Licensed Associate Real Estate Broker

Languages Spoken:

  • English
  • 315-214-2781
  • 315-436-1065
  • 315-468-0266
  • 315-436-1065
  • 315-214-2277
Contact Me

Central New Region

Private beach Home FOR SALE on Lake Ontario

Welcome to my Website

Buying or selling a home is one of life's most important financial decisions. That's why there has never been a greater need for an experienced real estate professional. With both the knowledge and motivation, I will provide you with outstanding service to achieve your real estate goals.

My background includes a Bachelor of Science Degree in Marketing from New York State University Le Moyne College Syracuse, NY and an Associate Degree in Math/ Science from Onondaga Community College as well as a 20 year career working for United Technologies in the areas of interior and exterior customer quality and production control. I am a member of the National Association of Realtors, the New York State Association of Realtors and the Greater Syracuse Board of Realtors

I am extremely familiar with the Central New York having lived here my entire life. I use the latest, up-to-date technology and the state of the art marketing tools to sell my client's home quickly and at the best price. For me, the end result is not just the closed transaction, but the complete satisfaction of my clients, so that they won't hesitate to refer me to family and friends. I take this responsibility very seriously and treat each client with trust, integrity and loyalty.

First Time Buyers

  1. Obtain preapproval letter from lender 
  2. Negotiate offer
  3. After final signatures schedule your home inspection (usually needs to be done within 10 days after last signature on contract).
  4. Signoff on contingencies
  5. Schedule appointment for formal mortgage application (usually needs to be done within 10 days after the last signature on contract) Sign lenders release, so commitment letter may be distributed to selling agent, buyer agent and attorneys.
  6. Seller’s attorney prepares the deed after receiving commitment letter from bank.
  7. Money due at closing: The HUD-1 is a form used to itemize all charges imposed upon a borrower and seller for the real estate transaction. It gives each party a complete list of their outgoing funds and is supplied by your attorney usually the day before closing.
  8. Pre closing inspect, often referred to as the final walk through is usually done the day before or day of closing.

 Bring to closing:

  1. Insurance policy, or binder with paid receipt
  2. Certified check for balance of down payment and closing cost (a personal check will usually be accepted for less than $500.00) **

After Closing:

File for your STAR (School Tax Assessment Relief) exemption to reduce your annual school taxes. You must file by March 1st.

 

* Oil and propane remaining in the tank are personal property and you will pay the sellers for these at the time of closing.

** Your attorney will provide you with those figures.

 

***INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED***

Sellers Closing Checklist

Sellers Closing Checklist

 

  1. Bring to your attorney:
    1. Survey
    2. Deed
    3. Abstract
    4. Copy of paid tax receipts
  2. Utilities: Change over 1 week before closing so buyers can put in their name:
    1. Gas and electric: National Grid –  (315) 474-1511
    2. Water : OCWA –  315-455-7061 – Need to supply last reading
    3. Telephone
    4. Oil and propane company *
    5. Trash removal service
  3. Make moving arrangements
  4. Make baby sitter arrangements for the day of closing, if necessary

 

Selling process:

 

1.      Negotiate offer

2.      After final signatures buyer will schedule home inspection (usually needs to be done within 10 days after last signature on contract).

3.      Buyer signoff on contingencies

4.      Buyer schedules appointment for formal mortgage application (usually needs to be done within 10 days after the last signature on contract)

5.      Attorney orders survey, abstract and prepares the deed after receiving commitment letter from bank. **

6.      In the event the house is serviced by either or both a private well or private septic system, the seller in most cases is responsible for a septic dye test or well flow rate and water quality test.

7.      Attorneys for the bank, buyer and seller arrange and schedules closing date and time.

8.      Money due at closing: The HUD-1 is a form used to itemize all charges imposed upon a borrower and seller for the real estate transaction. It gives each party a complete list of their outgoing funds and is supplied by your attorney usually the day before closing. **

9.      Buyer preclosing inspect, often referred to as the final walk through is usually done the day before or day of closing.

 

Day of closing:

 

  1. Bring keys to attorney
  2. Leave garage door openers and respective remotes
  3. Seller provides working smoke and carbon monoxide detectors.

 

* Oil and propane remaining in the tank are personal property and you will pay the sellers for these at the time of closing.

** Your attorney will provide you with those figures.

 

***INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED***

Specialties

Commercial property, residential, first time buyers, vacant land.

Designations

  • Accredited Buyer Representative
  • Counselor of Real Estate
  • Equal Housing Opportunity
  • Realtor
  • Coldwell Banker Multi-Million Dollar
  • Coldwell Banker Diamond Society

Personal Background

 

As a full-time real estate professional, I am committed to helping people achieve their real estate dreams. I enjoy the challenge of finding the right property for my clients and am committed to meeting their individual buying, selling and relocation needs.

Personal Interests

I spend my spare time by investing in the stock market; maintaining my portfolio to perform at optimum levels.  I also enjoy traveling, taking long walks, and working on home improvement projects. 

Professional Interests

I am a  member of the Le Moyne Alumni, my degree in marketing from Le Moyne is very beneficial to use my skills and knowledge to enhance my ability to sell real estate.  I am a member of Beaver Lake Nature Center. 

Professional Background

 

  • Licensed New York State Real Estate Broker
  • Experienced sellers agent
  • Experienced buyers agent
  • Computer Marketing Specialist
  • Member - New York State Association of Realtors
  • Lifetime resident of Central New York
  • Houses sold, not just listed
  • Listing Specialist
  • Providing winning results
  • You will walk away knowing you made the right decision guaranteed!

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