Why rent when you can buy? Mortgage interest rates are still very low, under 4% fixed rate. There are many programs available. Best to research and talk to the experts in financing. There are also grants available which you may qualify for. Find out what you are qualified for and if you are ready to buy based on your credit rating and income and debt. Looking for a home before you research how you will finance it is setting yourself up for perhaps disappointment. You may be looking in a higher bracket than what your comfort level is for monthly payments. So step 1 is to secure your prequalification or preapproval. Your realtor has the connections! Once you find out how much to spend your realtor is ready to assist you in finding that dream home.
I can help! Contact me you will be glad you did!