Think it's too late to take advantage of the $8,000 first time home buyer tax credit?

November 30th.  That's the day we've all got one eye on.  First time home buyers must CLOSE by November 30th to take advantage of the $8,000 tax credit.  "But Suz, typically it takes six weeks to close.  I mean, if we start looking for a house now....."

Kind of scary if you think about it.  And yet....if you're in the right hands, you CAN find a home and CLOSE by November 30th. 

How?  I didn't say it would be easy.  It's going to take some work, but together, we can make it happen!

You will want to speak with a reputable lending company such as Home Funding Finders.  Their loan officers are just a phone call away.   You will need to provide payroll information and banking information - so have these documents ready!  The faster  you get these folks the information they need, the faster they can tell  you exactly what you qualify for!

Once you have a firm understanding of your financial abilities, you will want to call a real estate professional (I am assuming that will be me!) to discuss your wants and needs.    As time is of the essence, you may have to compromise on a few things, but if you move quickly, you may be able to find just the right home. 

After you've gotten pre-qualified and had a preliminary meeting with your realtor, the fun begins!  It's time to look at some homes.    Make sure you get a good night's sleep the night before looking at houses.  You want to have a clear mind - no distractions.  Turn your cell phone off, wear comfortable clothes, bring a bottle of water with you.  This is by far the most important purchase you will make in your lifetime.  Be prepared to write a deposit check of at least $1,000, so have your checkbook on hand. 

It is still possible to close by November 30th, but the time to act is now. 

Suzanne Prezio

Suzanne Prezio

Licensed Real Estate Salesperson, CBR
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