35 N Belmont Circle , Oneonta, NY 13820

Are you looking for a thoughtfully updated city home that also features outdoor space for relaxing and gardening? This cozy split-level includes a secluded fenced backyard with a delightful "secret garden" that features a small deck (perfect for grilling), a larger patio, raised beds for gardening, and a fire pit. With three bedrooms, two full baths, and flexible living space on both levels, this home is versatile and ideal for first-time or downsizing buyers. The connected living and dining areas upstairs are filled with character and large south-facing windows, making it an easy space for everyday living and entertaining. The kitchen has been refreshed with new flooring and a full suite of new appliances, including a refrigerator (2024,) dishwasher (2024,) and range (2026.) Three bedrooms and a full bath complete the upper level, with new luxury vinyl plank flooring throughout the bedrooms and hallway. The first floor is the ultimate flex space. The family room is well suited for an office, home gym, entertainment area, or guest quarters. The bonus room works equally well as a home office or fourth bedroom. You'll also find a second full bath and a dedicated laundry room with a newer washer and dryer set (2024.) The attached garage makes starting your snowy or rainy days a breeze! There is a small potting shed in the backyard for extra storage and road frontage on N. Belmont and Sand Street. Additional updates include a new glass sliding door (2025) that runs to the patio from the kitchen, and fresh light fixtures throughout the house. The location is just a five-minute walk from Valleyview Elementary or a twenty-minute walk to Main Street or Neahwa Park. A short drive takes you to SUNY Oneonta, Hartwick College, or A.O. Fox Hospital. The home is connected to water and sewer (no worries about pumping a septic or needing a new well pump!) and NYSEG provides natural gas and electric.